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Bank of India Credit Officer Recruitment 2025–26 notification is out for 514 vacancies in the GBO stream. Check eligibility, salary, age limit, selection process, and how to apply online before the last date.
Bank of India Credit Officer Recruitment 2025–26
Hi friends! 👋
Exciting news for banking job enthusiasts! The Bank of India (BOI) has issued a recruitment notification for Credit Officers for the years 2025–26, offering a total of 514 vacancies in the General Banking Officer (GBO) stream. This is a remarkable opportunity to secure a position at one of India’s premier public sector banks, known for its attractive salary packages, robust career growth, and job stability.
Let’s delve into the details of this notification so you don’t miss any crucial information.
Job Overview
| Particulars | Details |
|---|---|
| Job Role | Credit Officer |
| Company | Bank of India (BOI) |
| Qualification | Graduation + relevant experience |
| Experience | As per post & scale |
| Salary | ₹64,820 – ₹1,20,940 (Basic Pay) |
| Job Type | Government / Bank Job |
| Location | Anywhere in India |
| Application Mode | Online |
| Last Date | 05 January 2026 |
About Bank of India
Bank of India (BOI) is a prominent public sector bank, headquartered in Mumbai. With a vast network of branches in India and overseas, BOI provides excellent career advancement opportunities, stability, and a wealth of learning experiences for its employees.
Job Role – Credit Officer (GBO Stream)
As a Credit Officer, your responsibilities will encompass:
- Credit appraisal and loan processing
- Conducting risk assessments and financial analyses
- Monitoring credit portfolios
- Ensuring compliance with banking regulations
- Facilitating business growth through quality lending
This position is particularly suitable for candidates well-versed in finance, credit operations, and banking practices.
Vacancies Details
| Post | Scale |
|---|---|
| Credit Officer | SMGS-IV |
| Credit Officer | MMGS-III |
| Credit Officer | MMGS-II |
| Total | 514 |
Note: Vacancies are provisional and may vary based on bank requirements.
Educational Qualifications
Candidates must hold a degree in any discipline from a recognized university:
- Minimum of 60% marks (55% for SC/ST/OBC/PwBD candidates)
- Relevant banking or credit experience as per the scale applied
Age Limit (as of 01.11.2025)
| Scale | Age Limit |
|---|---|
| MMGS-II | 25 – 35 Years |
| MMGS-III | 28 – 38 Years |
| SMGS-IV | 30 – 40 Years |
Age Relaxation
- SC/ST: 5 Years
- OBC (Non-creamy layer): 3 Years
- PwBD: 10 Years
- Ex-Servicemen: 5 Years
Salary / Pay Scale
| Scale | Basic Pay (₹) |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
In addition to basic pay, employees will receive Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), medical benefits, a pension plan, and other allowances as per Bank of India policies.
Selection Process
The selection procedure consists of:
- Online Examination
- Personal Interview
Online Exam Pattern
| Subject | Marks |
|---|---|
| English Language | 25 |
| Reasoning | 25 |
| Quantitative Aptitude | 25 |
| Professional Knowledge | 75 |
Final selection will be based on the Online Exam and Interview, utilizing a 70:30 ratio.
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
How to Apply
If you’re ready to apply for this exciting role, follow these steps:
- Click the apply link provided below.
- Visit Bank of India Official Site.
- Go to Careers → Recruitment of Credit Officers (2025–26).
- Click on Apply Online.
- Register, fill in the application form, and upload the necessary documents.
- Pay the application fee.
- Submit your application and retain a printout for your records.
Online Application Dates:
Start Date: 20 December 2025
Last Date: 05 January 2026
Final Words
The Bank of India Credit Officer Recruitment 2025 is a golden opportunity for candidates seeking a stable and prestigious career in banking. With 514 vacancies, competitive salaries, and a promising career trajectory, ensure that you don’t miss out on this fantastic chance.
Important Links
Disclaimer: This article is for informational purposes only; we do not charge any fee for applications. All information has been sourced from official sites.